Wishing You All a Happy New Year!
Thank you for reading and visiting this blogsite.
Here are some pics from our recent NY trip which was FANTASTIC!
Salaam.
Monday, 31 December 2007
Saturday, 22 December 2007
Should the Government Pay People to Lose Weight?
Interesting question ya? I’m sure many of you would say ‘No Way! Why should the government spend money to get people to slim down. Well, I ask ‘Why shouldn’t we?’
First of all, we economists believe in incentives. Many studies find that financial incentives, when they are directly linked to the achievement of goals, can be remarkably effective in getting people to change their behaviour. Now, consider these (scary) facts and figures from the Health Minister:
- 1 in 3 of our youth is overweight;
- Twelve per cent of the population in Brunei suffer from diabetes equivalent to 45,000;
- Nearly 50 per cent of patients who undergo dialysis are diabetics;
- The cost of haemodialysis per patient per year is around B$20,000;
- The cost of peritoneal dialysis per patient per year is around B$37,000;
- Forty-four limb amputations performed from Nov 2006 to Oct 2007.
All of the above are costs to the government. Not only do they burn a big hole in the government’s coffer, a nation with an obese population is not exactly the right ingredient to a healthy and productive country.
Now, the incentives must be designed cost-effectively i.e. you only pay people when they reach their target weight. The pay doesn’t even have to be massive. The way I see it, the government spend a little in order to save a lot (in the long run). Of course many will criticize that once the money runs out (or once people reach their target) then they may relapse. Yes, maybe for some people. But I am also sure that for some other, they would definitely want to maintain their slim figure. It’s a simple win-win situation.
Anyway, I’m off to the City that Never Sleeps tomorrow for our annual family vacation (Can’t Wait. Am Soooooo Excited). I guess I will see you when I return :)
NEW YORK CITY, Here We Come……………..!
Salaam.
First of all, we economists believe in incentives. Many studies find that financial incentives, when they are directly linked to the achievement of goals, can be remarkably effective in getting people to change their behaviour. Now, consider these (scary) facts and figures from the Health Minister:
- 1 in 3 of our youth is overweight;
- Twelve per cent of the population in Brunei suffer from diabetes equivalent to 45,000;
- Nearly 50 per cent of patients who undergo dialysis are diabetics;
- The cost of haemodialysis per patient per year is around B$20,000;
- The cost of peritoneal dialysis per patient per year is around B$37,000;
- Forty-four limb amputations performed from Nov 2006 to Oct 2007.
All of the above are costs to the government. Not only do they burn a big hole in the government’s coffer, a nation with an obese population is not exactly the right ingredient to a healthy and productive country.
Now, the incentives must be designed cost-effectively i.e. you only pay people when they reach their target weight. The pay doesn’t even have to be massive. The way I see it, the government spend a little in order to save a lot (in the long run). Of course many will criticize that once the money runs out (or once people reach their target) then they may relapse. Yes, maybe for some people. But I am also sure that for some other, they would definitely want to maintain their slim figure. It’s a simple win-win situation.
Anyway, I’m off to the City that Never Sleeps tomorrow for our annual family vacation (Can’t Wait. Am Soooooo Excited). I guess I will see you when I return :)
NEW YORK CITY, Here We Come……………..!
Salaam.
Wednesday, 19 December 2007
How Safe Are the Toys?
Last night, my husband and I were watching a documentary from Channel 4 (UK) about the safety of our toys. It really opened our eyes and as a mom to 2 children, I would also like to caution all parents.
From Channel 4's investigation, it was revealed that about 50% of the available toys were (still are) not safe which could cause choking, strangulation and poisoning. Among the worst toys are those containing magnets. Apparently, there have been hundreds of cases all over the world where small children have swallowed magnets. If a child swallows two or more magnets and that they are in different parts of the gut, they will attract each other through the gut wall, pinning different areas of intestine to each other, and rupturing the bowel. One British surgeon says that injuries are similar to: 'gunshot wounds.' One child in the US actually died of this.
And then there are dodgy and counterfeit toys from China which have never been tested. Not only they may contain various types of dangerous chemicals which are harmful to children (e.g. high content of lead), their physical parts may also pose different kinds of threats (e.g. falling parts, sharp hidden edges etc.).
Now, I know many parents wouldn't want to spend a fortune buying toys and sometimes opt to buy those cheap and dodgy toys (especially those from the $1 shop) , well after watching that documentary, my advise is that if we can't afford buying good toys then don't buy any.
But then, it's not only those dodgy toys which are harmful. It was also revealed that many top-selling toys were also as dangerous. The magnetic toys for example were from Mattel (Barbie toys, Polly Pockets etc.) and from the brand Magnetic. Many famous boys' toys for example also contain a lot of hidden sharp edges (sorry I don't know what brand :). Some science toys like expandable dinosours are also harmful.
Anyway, my thoughts are that if England and the US, whose trading and safety standards are among the highest in the world, are not able to remove these toys from the shelves, then what about us in Brunei? I think the only way to avoid any serious injuries to our children is through knowledgable parents. And that's why I feel the need to write this post today.
Ps. Buy Books instead of Toys!
From Channel 4's investigation, it was revealed that about 50% of the available toys were (still are) not safe which could cause choking, strangulation and poisoning. Among the worst toys are those containing magnets. Apparently, there have been hundreds of cases all over the world where small children have swallowed magnets. If a child swallows two or more magnets and that they are in different parts of the gut, they will attract each other through the gut wall, pinning different areas of intestine to each other, and rupturing the bowel. One British surgeon says that injuries are similar to: 'gunshot wounds.' One child in the US actually died of this.
And then there are dodgy and counterfeit toys from China which have never been tested. Not only they may contain various types of dangerous chemicals which are harmful to children (e.g. high content of lead), their physical parts may also pose different kinds of threats (e.g. falling parts, sharp hidden edges etc.).
Now, I know many parents wouldn't want to spend a fortune buying toys and sometimes opt to buy those cheap and dodgy toys (especially those from the $1 shop) , well after watching that documentary, my advise is that if we can't afford buying good toys then don't buy any.
But then, it's not only those dodgy toys which are harmful. It was also revealed that many top-selling toys were also as dangerous. The magnetic toys for example were from Mattel (Barbie toys, Polly Pockets etc.) and from the brand Magnetic. Many famous boys' toys for example also contain a lot of hidden sharp edges (sorry I don't know what brand :). Some science toys like expandable dinosours are also harmful.
Anyway, my thoughts are that if England and the US, whose trading and safety standards are among the highest in the world, are not able to remove these toys from the shelves, then what about us in Brunei? I think the only way to avoid any serious injuries to our children is through knowledgable parents. And that's why I feel the need to write this post today.
Selamat Hari Raya Aidil Adha.
Salaam.
Ps. Buy Books instead of Toys!
Tuesday, 18 December 2007
Paradox of Plenty: Are We Cursed?
A few days ago BB reported the findings of the Asian Development Bank's International Comparison Study (click here for the ADB report) and that Brunei was the richest in the region with a GDP Per Capita income of about US$34,600.
Translation: It is the amount that every person who lives in Brunei (those who make up the population) would receive yearly from the income generated through productive activities. Well, now you know what it means, please don't go march to the Ministry of Finance and demand that money! In reality, as we all know some earn more and some earn less. And of course, if the government were to spend all the money on its people then what future would lie for us? Basically Per Capita income is used as a measure of wealth i.e. the higher, the wealthier.
Now, back to the ADB's report. Should we celebrate being the richest?
Look around us, we have unemployment, people rely on government employment, the private sector is weak and the economy is far from being diversified. These, ladies and gentlemen, are the traits of a country 'cursed' with natural resources. The economic term for it is the resource curse thesis (Richard Auty, 1993) which describes how a country cannot use its wealth to boost its economy. What happens is that because the income from oil and gas (the natural resources) is so high, the economy revolves around it. The government who is the recepient of the oil income, for example, pays higher salaries then other (private) industries. As a result, everyone wants to work with the government. Another example is tax. Because Brunei is so rich, the government doesn't want/need to burden its people and as a result we may be deprived of more efficient public services.
Another negative effect of having an abundant natural resource, particularly the richly oil, is rentierism. A rentier state is a country which derives a large portion of its national revenue from a natural resource. The characteristics of a rentier state which are not favourable to the economic development, among others are limited linkages between the oil sector and the rest of economy, high dependence on import of goods, lack of economic diversification, a large import of foreign labours manning basic services and many others (which are quite sensitive but very interesting!).
Perhaps, the most negative effect of being a rentier state is the creation of a 'rentier mentality' in which rewards of income or wealth do not come from work, but come as a result of chance (Beblawi, 1990).
Anyway, to me these are all very interesting. I sincerely hope that somebody would do some research on how badly 'cursed' are we? Or should we really blame the natural resources? And what should we do to right the wrongs? And many other questions.
Oh, well it's almost midnight and my back hurts. Till then.
Salaam.
Translation: It is the amount that every person who lives in Brunei (those who make up the population) would receive yearly from the income generated through productive activities. Well, now you know what it means, please don't go march to the Ministry of Finance and demand that money! In reality, as we all know some earn more and some earn less. And of course, if the government were to spend all the money on its people then what future would lie for us? Basically Per Capita income is used as a measure of wealth i.e. the higher, the wealthier.
Now, back to the ADB's report. Should we celebrate being the richest?
Look around us, we have unemployment, people rely on government employment, the private sector is weak and the economy is far from being diversified. These, ladies and gentlemen, are the traits of a country 'cursed' with natural resources. The economic term for it is the resource curse thesis (Richard Auty, 1993) which describes how a country cannot use its wealth to boost its economy. What happens is that because the income from oil and gas (the natural resources) is so high, the economy revolves around it. The government who is the recepient of the oil income, for example, pays higher salaries then other (private) industries. As a result, everyone wants to work with the government. Another example is tax. Because Brunei is so rich, the government doesn't want/need to burden its people and as a result we may be deprived of more efficient public services.
Another negative effect of having an abundant natural resource, particularly the richly oil, is rentierism. A rentier state is a country which derives a large portion of its national revenue from a natural resource. The characteristics of a rentier state which are not favourable to the economic development, among others are limited linkages between the oil sector and the rest of economy, high dependence on import of goods, lack of economic diversification, a large import of foreign labours manning basic services and many others (which are quite sensitive but very interesting!).
Perhaps, the most negative effect of being a rentier state is the creation of a 'rentier mentality' in which rewards of income or wealth do not come from work, but come as a result of chance (Beblawi, 1990).
Anyway, to me these are all very interesting. I sincerely hope that somebody would do some research on how badly 'cursed' are we? Or should we really blame the natural resources? And what should we do to right the wrongs? And many other questions.
Oh, well it's almost midnight and my back hurts. Till then.
Salaam.
Tuesday, 11 December 2007
Hands Up If You Love Reading Books!
I love books. And I love to read them. My love affair with books started the moment I learnt how to read. I guess, I was 6 or 7 (I know! In those days we only started going to school at the age of 6! Darjah 0 hehe) and I used to ask my dad to send me to the library in Bandar. While other kids went to the library to play, I went there to read. I would borrow some of the kids’ library cards, so that I could borrow lots of books. Sometimes I would take home about 8 books at one time.
Now, I still love reading. I could go mental if I don’t read anything in one day. I have to read before I go to sleep. I read almost anything. I’m also grateful that my 2 girls also love books. My eldest, who is 5, now can read and she loves it. Everytime we bring our kids to the town centre, they would always insist to go to the library or a bookshop. We're also lucky that here in the UK, books are cheap especially if you buy online. Children books are cheap too. Plus there are heaps of charity shops which sell second-hand books. My favourites are the Oxfam bookshop and the Children Society. I can get ‘almost new’ books at only about a quid each ($3). So if you ask me, I’m in heaven!
Unfortunately, reading is not loved by all. And especially in Brunei, reading is still far from being a culture. Unlike in UK, Japan or Singapore, you see people read everywhere. In the bus, in the tube, in the train, in the cafes, old and young. It is a culture. These are all developed countries. There may not be a correlation or causality between the two but I can’t help but wonder. It is possible that a developed country makes reading its culture. Or it could also be that ‘reading’ makes a country to be developed. It makes sense to me. With books, comes knowledge. With knowledge, comes power. Today a reader, tomorrow a leader.
I remember when I was back in Brunei a few years ago. I was about to enter a bookshop. Then came this lady with her little boy. The boy asked her mom to go to the bookshop. He said he wanted to buy a book. And you know what the mom said? Nothing interesting in there! We’d just be wasting our time! At that moment, I felt so sad. I actually wanted to approach them and offered to buy the boy a book.
Anyway, you can’t force people to change their habits. Moreover, books are also expensive in Brunei. Books are wrapped in plastics. The bookshops sometimes put off even people like me. But then again, who would want to invest in an expensive bookstore (or an international book franchise) if the people don’t read? The bookshops are after all ‘shops’ and selling books are businesses to make profit.
Nevertheless, I strongly think reading should be encouraged especially to our children. I don’t have to list down the benefits. I even think that it is not over-rated if 'forming a reading culture' to be made as one of the national development objectives (or perhaps the national objective is to build a knowledgeable nation, and 'reading as a culture' becomes one of the main strategies). It could well be one of the remedies to the aggravating social illnesses.
However, if Brunei wants to make reading as a culture, serious steps have to be taken. Having a book fair once a year is NOT enough. Even in the UK, they have a literacy campaign. There is a ‘one book one child’ scheme or something. A few months ago, my children were sent a free story book each. They do this once a year. The local council on the other hand promotes the local libraries. They send leaflets with information about libraries. They even conduct sessions for adults who are not confident or do not know how to read to children. Now, this is what I call serious.
A Home Without Books is a Body Without Soul
Now, I still love reading. I could go mental if I don’t read anything in one day. I have to read before I go to sleep. I read almost anything. I’m also grateful that my 2 girls also love books. My eldest, who is 5, now can read and she loves it. Everytime we bring our kids to the town centre, they would always insist to go to the library or a bookshop. We're also lucky that here in the UK, books are cheap especially if you buy online. Children books are cheap too. Plus there are heaps of charity shops which sell second-hand books. My favourites are the Oxfam bookshop and the Children Society. I can get ‘almost new’ books at only about a quid each ($3). So if you ask me, I’m in heaven!
Unfortunately, reading is not loved by all. And especially in Brunei, reading is still far from being a culture. Unlike in UK, Japan or Singapore, you see people read everywhere. In the bus, in the tube, in the train, in the cafes, old and young. It is a culture. These are all developed countries. There may not be a correlation or causality between the two but I can’t help but wonder. It is possible that a developed country makes reading its culture. Or it could also be that ‘reading’ makes a country to be developed. It makes sense to me. With books, comes knowledge. With knowledge, comes power. Today a reader, tomorrow a leader.
I remember when I was back in Brunei a few years ago. I was about to enter a bookshop. Then came this lady with her little boy. The boy asked her mom to go to the bookshop. He said he wanted to buy a book. And you know what the mom said? Nothing interesting in there! We’d just be wasting our time! At that moment, I felt so sad. I actually wanted to approach them and offered to buy the boy a book.
Anyway, you can’t force people to change their habits. Moreover, books are also expensive in Brunei. Books are wrapped in plastics. The bookshops sometimes put off even people like me. But then again, who would want to invest in an expensive bookstore (or an international book franchise) if the people don’t read? The bookshops are after all ‘shops’ and selling books are businesses to make profit.
Nevertheless, I strongly think reading should be encouraged especially to our children. I don’t have to list down the benefits. I even think that it is not over-rated if 'forming a reading culture' to be made as one of the national development objectives (or perhaps the national objective is to build a knowledgeable nation, and 'reading as a culture' becomes one of the main strategies). It could well be one of the remedies to the aggravating social illnesses.
However, if Brunei wants to make reading as a culture, serious steps have to be taken. Having a book fair once a year is NOT enough. Even in the UK, they have a literacy campaign. There is a ‘one book one child’ scheme or something. A few months ago, my children were sent a free story book each. They do this once a year. The local council on the other hand promotes the local libraries. They send leaflets with information about libraries. They even conduct sessions for adults who are not confident or do not know how to read to children. Now, this is what I call serious.
Now, what about our national library? It's been ages I haven't been there. Needless to say, the library doesn't look inviting. Seriously, I think we should have a bigger, fantastic looking national library. A library, is afterall the soul of a country.
Anyway, enough of my rambling today. In case you haven’t notice I’ve put up a couple of Amazon banners in this blog site. Well, the purpose is not to gain any extra income but to encourage you people to read. You can find lots of bargain especially from the Amazon US. Now that the US dollar is down, I think it’s worth buying some.
Oh well, probably I would open my own bookshop one day.
Salaam.
Anyway, enough of my rambling today. In case you haven’t notice I’ve put up a couple of Amazon banners in this blog site. Well, the purpose is not to gain any extra income but to encourage you people to read. You can find lots of bargain especially from the Amazon US. Now that the US dollar is down, I think it’s worth buying some.
Oh well, probably I would open my own bookshop one day.
Salaam.
A Home Without Books is a Body Without Soul
The Road to 'DR'hood
AAAaaaaaaaarrrrrggggggghhhhhhhh!
WHY oh WHY DID I DO THIS?
Nevertheless, it has been an enriching experience.
5 DOWN, 2 TO GO! Yeay!
Thursday, 6 December 2007
Doing Business in Brunei 2008
I actually shouldn't be posting anything until next week (as a chapter is due on Wednesday, the latest) but while browsing the internet I stumbled on the World Bank Group Doing Business Project's report on Doing Business in Brunei 2008 (Pdf file). In case I forget, I think I better post it now.
I read about this in the BB a few months ago and actually wanted to blog about it but well...other important things came up.. perhaps another time.
I haven't been able to digest what's in the report but I can see some interesting findings. My only comment for now is that Brunei is a small developing country. It is not quite fair to compare ourselves with the likes of developed countries. But it should also cannot be the reason why we shouldn't change, afterall those developed countries were not developed by chance. They also started from a humble beginning.
Enjoy reading! I'm sure it will be useful to researchers, policy-makers, students and all Bruneians in general (unless of course you don't care hehe). Oh, don't forget to save it in case it's removed.
Salaam.
I read about this in the BB a few months ago and actually wanted to blog about it but well...other important things came up.. perhaps another time.
I haven't been able to digest what's in the report but I can see some interesting findings. My only comment for now is that Brunei is a small developing country. It is not quite fair to compare ourselves with the likes of developed countries. But it should also cannot be the reason why we shouldn't change, afterall those developed countries were not developed by chance. They also started from a humble beginning.
Enjoy reading! I'm sure it will be useful to researchers, policy-makers, students and all Bruneians in general (unless of course you don't care hehe). Oh, don't forget to save it in case it's removed.
Salaam.
Saturday, 1 December 2007
Consumer Power
In my previous post, I wrote about how prices are affected by forces which are beyond our control i.e. globalization, world demand and supply etc.
Well actually, I believe that consumer power should also play an important role.
I’ve often been asked (actually my husband always nags me with this question) as to why the prices of goods in Brunei are expensive as compared to Malaysia and Singapore, when we don’t have taxes and hardly any import duty. Well, the lazy answer to this question is simply that the cost of transportation is high. But if we think carefully, I have a strong believe that the consumer power in Brunei is not high enough to force the prices down.
I remember a few years ago, my husband and I wanted to buy a fridge/freezer. So, out we went surveying shops in various places in Brunei to find the cheapest price of the model that we wanted. In one of the shops, we met a relative. When we told him that we were looking for the cheapest fridge, he replied that we were wasting our time and fuel. The amount we spent on fuel would probably be the same with the amount that we saved of buying the cheaper fridge. So, why bother looking for a cheaper one?
Well, partly I agree with him as he is of course, being rational. BUT, by doing what we did, I believe we were doing a greater good. Why? You see, just imagine if everyone was doing what we were doing i.e. buy the cheapest, and the sellers knew that everyone would only buy the most competitive price. The effect would be that all sellers will eventually have to reduce their prices or become more competitive with each other (maybe by offering extra services etc). Now, that is consumer power.
It is also however unfortunate that the consumers in Brunei have no formal institution that looks after the consumers’ rights. I don’t know if anyone knows what exactly our rights are as consumers. Let’s say if you buy something from a shop, and the good is faulty, is it our right to return it? Usually, it is up to the grace of the shop-keepers to exchange it or refund your money. Either that or you fight your way out (haha). Now, what if you just change your mind? You haven’t used it, it’s still wrapped and when you go back home, you think you just don’t need it. How? Has anyone actually tried returning a good just because a change of mind? What about dishonest sellers? Who do we complain to? As a result, the sellers have all the power to put whatever price that could give them the maximum profit possible.
In fact, I remember reading a local blog which gave the evidence that the recent Brunei Grand Sales (BGS) had defeated its purpose. Many sellers were duping the customers. The prices were never reduced. This blogger showed the price of the item he bought was exactly the same before and after the so called BGS. What the seller did was raising the original price during the event so that at the end of the day, buyer would still pay the same price despite the ‘discount’ given. I guess the blogger (as a consumer) knew that he didn’t have the kind of power that could change anything or perhaps he didn't even know where to go to lodge his complain, just left it as it was.
In other countries, well in UK for example, there are a number of agencies who look after the consumers’ rights. One of the biggest agencies is the Trading Standard Institute. I’m not sure but I think it’s a government run body. It is like a one-stop centre for customer protection in the UK. In it, you find all kinds of information, ranging from the listing of related laws to the listing of product recalls. As a result, all sellers compete healthily and all consumers are treated as kings.
Yes, one might argue that we do have a number of laws that protect the customers such as the Sales of Good Act and the Contract Act. My questions are does everyone know that they exist and what about the contents? Do they protect the consumers or the sellers? In the event that I think I’m being cheated, can I simply go to the court of justice and demand my right?
Well, enough thought for today. Anyway, I would like to say that despite the lack of content and proper research, I applaud what the RTB was doing with their weekly consumer slot (do they still air it?). I’m just sad that the agency which I thought should be responsible is not doing anything about it.
Salaam
Well actually, I believe that consumer power should also play an important role.
I’ve often been asked (actually my husband always nags me with this question) as to why the prices of goods in Brunei are expensive as compared to Malaysia and Singapore, when we don’t have taxes and hardly any import duty. Well, the lazy answer to this question is simply that the cost of transportation is high. But if we think carefully, I have a strong believe that the consumer power in Brunei is not high enough to force the prices down.
I remember a few years ago, my husband and I wanted to buy a fridge/freezer. So, out we went surveying shops in various places in Brunei to find the cheapest price of the model that we wanted. In one of the shops, we met a relative. When we told him that we were looking for the cheapest fridge, he replied that we were wasting our time and fuel. The amount we spent on fuel would probably be the same with the amount that we saved of buying the cheaper fridge. So, why bother looking for a cheaper one?
Well, partly I agree with him as he is of course, being rational. BUT, by doing what we did, I believe we were doing a greater good. Why? You see, just imagine if everyone was doing what we were doing i.e. buy the cheapest, and the sellers knew that everyone would only buy the most competitive price. The effect would be that all sellers will eventually have to reduce their prices or become more competitive with each other (maybe by offering extra services etc). Now, that is consumer power.
It is also however unfortunate that the consumers in Brunei have no formal institution that looks after the consumers’ rights. I don’t know if anyone knows what exactly our rights are as consumers. Let’s say if you buy something from a shop, and the good is faulty, is it our right to return it? Usually, it is up to the grace of the shop-keepers to exchange it or refund your money. Either that or you fight your way out (haha). Now, what if you just change your mind? You haven’t used it, it’s still wrapped and when you go back home, you think you just don’t need it. How? Has anyone actually tried returning a good just because a change of mind? What about dishonest sellers? Who do we complain to? As a result, the sellers have all the power to put whatever price that could give them the maximum profit possible.
In fact, I remember reading a local blog which gave the evidence that the recent Brunei Grand Sales (BGS) had defeated its purpose. Many sellers were duping the customers. The prices were never reduced. This blogger showed the price of the item he bought was exactly the same before and after the so called BGS. What the seller did was raising the original price during the event so that at the end of the day, buyer would still pay the same price despite the ‘discount’ given. I guess the blogger (as a consumer) knew that he didn’t have the kind of power that could change anything or perhaps he didn't even know where to go to lodge his complain, just left it as it was.
In other countries, well in UK for example, there are a number of agencies who look after the consumers’ rights. One of the biggest agencies is the Trading Standard Institute. I’m not sure but I think it’s a government run body. It is like a one-stop centre for customer protection in the UK. In it, you find all kinds of information, ranging from the listing of related laws to the listing of product recalls. As a result, all sellers compete healthily and all consumers are treated as kings.
Yes, one might argue that we do have a number of laws that protect the customers such as the Sales of Good Act and the Contract Act. My questions are does everyone know that they exist and what about the contents? Do they protect the consumers or the sellers? In the event that I think I’m being cheated, can I simply go to the court of justice and demand my right?
Well, enough thought for today. Anyway, I would like to say that despite the lack of content and proper research, I applaud what the RTB was doing with their weekly consumer slot (do they still air it?). I’m just sad that the agency which I thought should be responsible is not doing anything about it.
Salaam
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